OFX to PDF Converter
Open your OFX file as a statement you can actually read, print or attach to a return.
Drop your file here, or click to choose
Accepts .ofx, .qfx and .qbo - up to 15 MB
What this does
You've got an OFX file and it won't open.
Nobody wrote these files for humans to read. They go into accounting software and that's the end of it. Double-click one and Windows will probably ask you what program to use, or you'll land in Notepad looking at <STMTTRN> and <TRNAMT> wrapped around every number on the page.
The transactions are in there somewhere.
Upload it and you'll get a statement back. Each transaction on its own line: the posting date, a description holding who it went to along with the check number and the memo when the file bothered to include them, the type, the amount, and a running balance down the right side. The first page lists the account number, the account type, the routing or bank ID, the period and the currency, and the last page finishes with Credits, Debits and Net.
The balance thing is worth explaining
Your bank puts a closing figure in the file. We take that and work backwards through every transaction, so the bottom of the page should agree with whatever your bank told you. Some files skip the closing balance entirely. Those come out without a balance column, rather than with one we made up.
You get a PDF. Regular one. Whoever you send it to doesn't need Quicken installed.
File types
.ofx covers two different things depending on how old it is. Version 1 files are SGML, which means tags open and never close, and that alone kills most converters. Version 2 is real XML. Banks flip between the two whenever they feel like it. Both are read here.
.qfx is Quicken's. Underneath it's OFX with some Intuit fields bolted on.
.qbo is QuickBooks Web Connect. Also OFX, also with Intuit's additions.
Don't worry about which one you have. Just upload it. Anything up to 15 MB is fine, which is far bigger than a statement file ever gets.
Where these come from
Quicken. GnuCash. Microsoft Money if you're going back a while. Sage, Moneydance. And nearly every US bank download page — Chase, Bank of America, Wells Fargo, Capital One — puts OFX or QFX right next to the CSV button.
Why people want them as PDFs varies a lot. Lenders ask for statements and won't touch a data file. Landlords want to see three months before handing over keys. Sometimes an accountant needs something they can attach to a return. And every so often somebody's old accounting software is dead and gone and this file is all that survived of their records.
Cost
Free, and there's no account to make. We don't ask for your email.
There's a daily allowance rather than a paywall. Without an account you get 5 pages a day across 2 files. With a free account, 15 pages a day across 5 files. A page holds 38 transactions, so an ordinary month of banking is a single page. If you need more than that, the paid plans are on the pricing page.
No watermark across your transactions. There's one small line in the page footer saying the PDF came from us, and that's the lot.
Files go instantly. Yours and the PDF both, wiped the moment the conversion finishes. We're not holding onto anybody's statements.
Before you use it
This gives you a clean readable version of your transactions. Your bank's logo won't be on it and it doesn't look like something the bank issued. Mortgage application, visa file, anywhere an official document is required — go to your bank for that. Accountant, bookkeeper, your own filing cabinet, this works fine.
One more thing. Files exported out of software only contain what that software knew about. If something never got imported in the first place, it isn't going to appear here.
How it works
- 1
Upload your OFX file
Drop in a .ofx, .qfx or .qbo file exported from your bank or downloaded from online banking. Nothing is sent to a third party.
- 2
We read every transaction
The file is parsed in full - posting dates, payees, memos, check numbers, amounts and the declared balances.
- 3
Download your PDF statement
You get a paginated statement with a running balance and credit, debit and net totals. Your file and the PDF we build are deleted instantly once the conversion finishes.
What it handles
Reads OFX 1.x and 2.x
SGML and XML dialects both supported, so it works whether your bank exports the old or the new format.
QFX and QBO too
Quicken QFX and QuickBooks QBO files are Intuit flavours of OFX and open here as well.
Running balance
Worked back from the closing balance the file itself declares, so the final row matches your bank rather than a guess.
Deleted instantly
Your upload and the PDF we generate are erased from our servers and our database the moment the conversion finishes. We never share them with anyone.
How this compares to other OFX tools
Most OFX tools exist to push the file into accounting software. This one is for when you need a statement you can read, file or send to someone.
| Feature | Bank Statement Magic | Typical free online converter | Printing from your bank website |
|---|---|---|---|
| Reads OFX 1.x (SGML) and OFX 2.x (XML) | Yes | Varies | Not applicable |
| Takes .qfx and .qbo as well as .ofx | Yes | Varies | Not applicable |
| Running balance worked out from the closing balance in the file | Yes | No | Yes |
| Leaves the balance column out rather than inventing figures | Yes | No | Not applicable |
| Amounts in a fixed-width column so the decimal points line up | Yes | No | Yes |
| Account, period and closing balance printed at the top | Yes | Varies | Yes |
| Works from a file you already have | Yes | Yes | No |
| No bank login needed | Yes | Yes | No |
| Statements older than your bank keeps online | Yes | Yes | No |
| Uploads removed automatically | Yes | Varies | Not applicable |
| Cost | Free daily allowance | Free | Free |
Frequently asked questions
- Why would I want my OFX file as a PDF?
- Someone's asked you for statements. Probably a lender or a landlord. They can't open an OFX so it's no use to them.
- What is an OFX file?
- Open Financial Exchange. Banks use it to push transactions into accounting software. Same info that's on your statement, just written for a machine.
- Why does my OFX file look like gibberish?
- You're seeing the markup. Tags like <STMTTRN> and <TRNAMT> sit around every number. Nothing's wrong with your file.
- Which programs export OFX files?
- Quicken, GnuCash, Sage, Moneydance. Microsoft Money if you go back far enough. And most US bank sites — Chase, Wells Fargo, Bank of America, Capital One — put it next to the CSV button.
- Does this work with QFX and QBO files?
- Yep. QFX is Quicken's, QBO is QuickBooks. Same thing underneath. Upload whichever you've got.
- Will the PDF look exactly like my bank's statement?
- No. No bank logo, no letterhead — just a small line in the footer saying the PDF came from us. Mortgage or visa? Get the real one from your bank. Accountant or your own records? This is fine.
- Is the running balance accurate?
- Your bank writes a closing figure into the file. We start there and work backwards. Bottom row should match. Some files don't have that figure — those come out with no balance column, since a made-up number helps nobody.
- How long do you keep my files?
- Instant, as soon as it's converted. Your file and the PDF, off the server and out of the database. We don't share them with anyone.
Convert your OFX file now
Upload a .ofx, .qfx or .qbo file and get a readable PDF statement back.